API Explorer

SCA (Strong Customer Authentication)

| |SCA is the process by which a Customer of the Bank securely identifies him/her self to the Bank. | |Generally this involves using an Out Of Band (OOB) form of communication e.g. a One Time Password (OTP) / code sent to a mobile phone. | |In the OBP APIs, SCA is invoked during Transaction Requests and Consent creation. | |See the following endpoints: | |Create Consent via SMS |Create Consent via Email (for testing purposes) |Answer Consent Challenge | |Create Transaction Request |Answer Transaction Request Challenge | |Possible SCA flows: | |<img width="468" alt="obp-sca-image-1" src="https://user-images.githubusercontent.com/485218/58027906-ed786500-7b19-11e9-817e-c02e53ef9bd2.png"></img> | | |