KYC (Know Your Customer)

|KYC is the process by which the Bank can be assured that the customer is who they say they are. | |OBP provides a number of endpoints that KYC Apps can interact with in order to get and store relevant data and update the KYC status of a Customer. | |For instance: | | |1) Use KYC documents to add information about passports, ID cards, driving licenses including: | | * customer_number | * type (of document) | * number (of document) | * issue_date | * issue_place | * expiry_date | | |For more info see here. | | |2) Use KYC check to record a check of the customer via phone call, in person meeting or PEP database search. | |KYC Checks store: | | * customer_number | * date | * how (FACE_TO_FACE_MEETING, PHONE_INTERVIEW, PEP_SEARCH) | * staff_user_id (who recorded the record) | * staff_name (who recorded the record) | * satisfied (True/False) | * comments | |For more info see here. | |3) Use KYC Media to add media (image or video etc.) related to: | |A) the documents listed in KYC documents | |B) media that identifies the user e.g. a video ident. | |C) media that relates to a KYC check | | |KYC Media stores: | | * customer_number | * type | * url | * date | * relates_to_kyc_document_id | * relates_to_kyc_check_id | | |For more information see here. | | |4) Use KYC status to update the KYC status of a customer following a meeting or using one of the above calls. | |KYC status stores: | | * customer_number | * ok (True/False) | * date | | |For more information see here. | | |5) Use other Customer related endpoints shown here to check for known Addresses, contact details, Tax Residences etc. |